government’s order, we have closed fashion and hardline (Non-food) stores, while our food store remains operational to serve customers’ demand on essential consumer products. In addition, Central retail has

supply significant portion of our internal electricity use decreasing further operational expenses. 2. Outlook Economic growth accelerated in the third quarter from the near five-year low in the second

able to increase the number of customers to achieve the revenue targeted. The Company considered that such effect may result from the lack of strategic planning and marketing operational plan. Especially

increase the number of customers to achieve the revenue targeted. The Company considered that such effect may result from the lack of strategic planning and marketing operational plan. Especially, there was

lack of strategic planning and marketing operational plan. Especially, there was a lack of budget allocation and prioritizing, which adversely affect the determination of budget allocation for each

marketing operational plan. Especially, there was a lack of budget allocation and prioritizing, which adversely affect the determination of budget allocation for each marketing tools. Moreover, the current

Company considered that such effect may result from the lack of strategic planning and marketing operational plan. Especially, there was a lack of budget allocation and prioritizing, which adversely affect

services in line with IT-related service policy and acceptable risk appetite. KBank is in the process of establishing relevant policies and operational procedures as well as investment and income ratio of IT

place policies, processes, operational procedures and criteria for loan transactions and credit risk management which are in compliance with the government’s single-account scheme, taking into

ด้านเทคโนโลยีสารสนเทศ (IT system risk) ความเสี่ยงด้านการปฏิบัติงาน (operational risk) เป็นต้น 5.10 การมอบหมายงานให้บุคคลอ่ืน (ถ้ามี) (1) ระบุงานที่มอบหมายให้บุคคลอ่ืนและ ชื่อผู้ที่รับมอบหมายงาน (2) วิธี