) 0.61 0.60 Debts with fixed interest % 64% 49% Credit Rating by TRIS AA- AA- *The total amount of IRSL was excluded from Core Financials 2Q19, but was consolidated all in Core Financials 3Q19. 1 Net debt
) Employees' expenses 417.0 530.5 (113.5) (21.4) 362.6 54.4 15.0 Premises and equipment expenses 174.2 183.4 (9.2) (5.0) 186.8 (12.6) (6.7) Other expenses 184.3 184.0 0.3 0.2 154.3 30.0 19.4 Total 775.5 897.9
initiatives include procurement synergies, yield improvements, fixed cost synergies, technical benchmarkings and others. Fibers: Our focus remain on: Operational excellence, Innovation and cost management
, rental expense of Hilton Pattaya Hotel based on the sublet agreement with CPNREIT, office supplies, professional fees, and depreciation and amortization of office equipment and hotel properties. In 2Q20
in Plant, Property and Equipment (PP&E) of subsidiaries in which the power plants are in construction. Moreover, for the first half of 2018, GPSC and its subsidiaries had received net cash of Baht
higher share in the market. We have continually encouraged customers to save, especially through special fixed deposit programs and taking out life insurance policies with tax benefits as a financial
three tranches: 1) 5-year tranche of THB 1,500 million with a fixed coupon rate of 2.11%; 2) 10-year tranche of THB 1,000 million with a fixed coupon rate of 2.94%; and 3) 15-year tranche of THB 2,500
improvements in PTA margins in Asia in line with margin growth in China although it is not visible in its performance. This is because the pricing in 2017 was formula based with fixed margins. Higher coal prices