each business can be described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht 2Q/20 1Q/21 2Q/21 %QoQ %YoY 1H20 1H21 %YoY Credit card income Loan income Hire-purchase income

5,081 8% Income tax expenses 231 5% 967 1,000 3% 877 947 8% Net profit for the period 911 12% 3,690 3,553 -4% 3,811 4,133 8% Earnings Per Share (Baht per share) 3.64 12% 14.76 14.21 -4% 15.24 16.53 8% 3

19% 3,997 3,838 -4% Income tax expenses 286 35% 768 815 6% 731 728 -0.4% Net profit for the period 1,104 35% 2,643 3,122 18% 3,266 3,109 -5% Earnings Per Share (Baht per share) 4.42 35% 10.57 12.49 18

% Finance cost 35.09 41.36 6.27 17.87% Income tax expenses 37.04 42.24 5.20 14.04% Net profit 139.02 150.12 11.10 7.98% Net profit ratio (ROS) 19.92% 17.25% Earnings per share (Baht) 0.26 0.28 0.02 6.92

49.34 17.69% Finance cost 49.11 68.10 18.99 38.67% Income tax expenses 48.04 57.52 9.48 19.73% Net profit 181.71 202.58 20.87 11.49% Net profit ratio (ROS) 17.16% 15.74% Earnings per share (Baht) 0.34

67.37 94.72 27.35 40.60% Income tax expenses 59.19 65.40 6.21 10.49% Net profit 227.68 252.81 25.13 11.04% Net profit ratio (ROS) 16.00% 14.78% Earnings per share (Baht) 0.37 0.42 0.05 13.51% Total

revenue from sales, higher gross profit, and lower financial costs. Earnings Before Interest, Tax, Depreciation and Amortization (EBITDA) The consolidated EBITDA in 3Q2017 was THB 896.18 million, an

from the MRT Purple Line Project * 76 99 (23) -23.2 Profit before income tax expenses 634 958 (324) -33.8 Income tax expenses 123 196 (73) -37.2 Profit before share of profit from associates and NCI 511

expense from the MRT Purple Line Project * 73 94 -22.3 224 290 -22.8 Profit before income tax expenses 972 1,115 -12.8 1,729 6,384 -72.9 Income tax (revenue) expenses 148 175 -15.4 242 1,629 -85.1 Profit

11.86% Finance cost 19.72 18.41 (1.31) (6.64%) Income tax expenses 17.98 22.21 4.23 23.53% Net profit 70.57 80.50 9.93 14.07% Net profit ratio (ROS) 20.41% 18.98% Earnings per share (Baht) 0.13 0.15 0.02