other training institutes approved by the Office; “Unit-linked life insurance policy” means an insurance policy issued by life insurance company to the insured as evidence that the insured and the life

with the budget approved by shareholders. Issuance of corporate bonds and the first green and climate bonds in Thailand In October 2018, BGRIM issued senior unsecured and unguaranteed debentures in an

Assets (ROA) (%) 21.45% 13.74% 7.71% Remark: * Calculated based on the number of issued and paid-up ordinary shares deducted by the number of treasury share GP = Gross Profit, EBITDA = Earnings before

Interbank and money market items 9,820.6 15,346.1 (5,525.5) (36.0) Debts issued and borrowings - net 30,153.1 32,895.6 (2,742.5) (8.3) Other liabilities 2,409.9 2,584.1 (174.2) (6.7) Total liabilities

% Return on Assets (ROA) (%) 19.58% 13.74% 5.84% Remark: * Calculated based on the number of issued and paid-up ordinary shares deducted by the number of treasury share GP = Gross Profit, EBITDA = Earnings

February 12th, 2020 has passed a resolution to approve the Company and/or Prospect Development Company Limited (“PD”), a subsidiary in which the Company holds 99.99% of shares issued and sold, to enter into

(%YTD) Deposits 163,318.7 164,984.8 (1,666.1) (1.0) Interbank and money market items 11,801.8 10,467.0 1,334.8 12.8 Debts issued and borrowings - net 15,858.7 21,805.6 (5,946.9) (27.3) Other liabilities

3,263.8 1.8 Interbank and money market items 12,561.4 12,336.8 224.6 1.8 Debts issued and borrowings - net 10,707.6 11,393.9 (686.3) (6.0) Other liabilities 3,459.9 4,230.2 (770.3) (18.2) Total liabilities

จะปิดยอด คงเหลือเป็นศูนย์โดยอัตโนมัติเมื่อพ้นวันครบกำหนดอายุ 7.2 กรณีไถ่ถอนตราสารก่อนวันครบกำหนดอายุ (put/call option) หรือใช้สิทธิแปลงเป็นหุ้นตาม หุ้นกู้ที่มีอนุพันธ์แฝง สำหรับตราสารที่มี issued date

and relevant employees at least once a year about the following law, regulations, and documents: (1) the law on securities and exchange2, and any regulations issued by virtue of such law; (2) the codes