: Million Baht 3Q/18 2Q/19 3Q/19 %QoQ %YoY 9M18 9M19 %YoY Credit card income Loan income Hire-purchase income Other income 1,914 2,689 111 511 1,887 3,020 173 584 1,897 3,048 192 841 1% 1% 11% 44% -1% 13% 73

a decrease of 13% EBITDA: 30mTHB in Q4 2019 compared to 54mTHB in Q4 2018 a decrease of 44%; 165mTHB in 2019FY compared to 230mTHB in 2018FY a decrease of 28% Net income: -9mTHB in Q4 2019 compared

grow much, the income from the interest was at a level that could generate profit for the Company. In addition, J Fintech is still able to maintain a good debt collection rate, which the debt collection

124mTHB in H1 2018 a decrease of 21%  Net income: 18mTHB in H1 2019 compared to 49mTHB in Q1 2018  Burnt lime sales: 183k Mt in H1 2019 compared to 203k Mt H1 2018 Commenting Mr Geza Perlaki, Golden Lime

2018 compared to 505mTHB in H1 2017  EBITDA: 68mTHB in Q2 2018 compared to 50mTHB in Q2 2017; 121mTHB in H1 2018 compared to 102mTHB in H1 2017  Net income: 25mTHB in Q2 2018 compared to 23mTHB in Q2

end of 30 September 2018 Compared to that of the same period of the last year, the company’s nine months performance decreased (118.62) million baht or 273% as the following reasons:- • Total income

Financial Statement Summary in 1Q2020 Statement of Comprehensive Income Total Revenue Total revenue from the core business in 1Q2020 was Bt729.05mn, decreasing 8.7% YoY, mainly from a decrease of the middle

Amount Change Q2.2020 Q2.2019 Amount % Q2.2020 Q2.2019 Amount % Revenue from sale – net 282.42 286.02 -3.60 -1.26% 277.85 284.32 -6.47 -2.27% Others income 10.91 19.17 -8.27 -3.11% 11.11 18.01 -6.90 -8.29

of 1%  EBITDA: 44mTHB in Q2 2020 compared to 38mTHB in Q2 2019 an increase of 16%; 101mTHB in H1 2020 compared to 98mTHB in H1 2019 an increase of 3%  Net income: 21mTHB in H1 2020 compared to 18mTHB

2018 a decrease of 33%  Net income: -2mTHB in Q3 2019 compared to 15mTHB in Q3 2018  Burnt lime sales: 72k Mt in Q3 2019 compared to 109k Mt Q3 2018 a 34% decrease Commenting Mr Geza Perlaki, Golden