’ loans, and focused mainly on borrowers with good track records, and existing low-risk customers. 2.2 Market Risk Management During this quarter, the Thai and US interest rates moved in accordance with the

milli Company’s the Comp has a good ht which in y’s net pro any group ca Change % 78.5% 50.8% -98.7% 15.8% ember 2017 r Ending 30 /2017 on 9 he Compan hich has alr ows: es for the 3r ion baht, w net

borrowers with good track records, as well as existing low-risk customers. Early warning signs were also developed with the use of transactional data for enhanced efficiency in risk monitoring and portfolio

respectively due to the result of cost of good sold management and decrease of costs of sales. Information of M.2017 Consolidated Separate 9 months Change months Change 2017 2016 Amount % 2017 2016 Amount

connected transactions relating to assets or services and regarding rental or lease of immovable property not exceeding 3 years. Due to the reasonable price and good conditions of the said connected

approach of the business operation of the Company is based on the sufficiency economy philosophy as well as good corporate governance. The above strategy and business principles have continuously promoted

of our products, LUCARIS Desire Collection with Aerlumer signature won the China Good Design Award 2017 by Red Dot Award, Germany. The Company also continued strengthening its brands by promoting

reviewed by the Audit Committee. 5. Source of fund The funds for this connected transaction is provided by Vinythai. 6. Connected Persons and Conflict of Interest As the good corporate governance practices

9.7 billion down from 31st December, 2016 at THB 9.9 billion. Asset Quality Accounts Receivable Most of customers are well known and have good reputation in the IC, and electronics industry. Provision

revenue streams to mitigate the risk of reliance on sales in China. Currently, the Company received good feedbacks from the market expansion in the Philippines but still could not compensate for the