already been audited by the Company’s auditor can be summarized as follows: Overview of 2017 Business and Key Factors impact on the Company’s performance Overall of Non-Performing Loan situation in Thai
& Hoeglund Public Company Limited “the Company”, the management would like to discuss and analyse of the financial statements for the year 201 ended December 31, 2017 including the significant situation and
which has already been audited by the Company’s auditor can be summarized as follows: Overview of 2017 Business and Key Factors impact on the Company’s performance Overall of Non-Performing Loan situation
support and also considering to the Company’s current situation that are unable to find credit facility from local commercial banks to support the business. The Board of Directors of the Company resolved to
1,419.80 4.01 0.28 Liabilities 464.81 462.61 2.20 0.48 Shareholders 'Equity 959 957.19 1.81 0.19 The cause of the company's financial situation changed 1. The company has total assets as of March 31, 2019
tourism in Thailand that led to a continuous decrease in number of tourists especially from China which is our target customers. The Company was responsive of the situation and formulated new strategies and
situation changed 1. The company has total assets as of 30 June 2019 and 31 December 2018, equal to 1,383.55 million baht and 1,419.80 million baht respectively, decreasing by 36.25 million baht or 2.55
income was caused by lower fees from securities business in line with the capital market situation, while fees from bancassurance and mutual funds increased. Consequently, the ratios of net interest income
expenses was higher comparing with the same period from the previous year due to the unexpected situation in Q4/2016. Furthermore, the new products launched in 1Q/2018 were in the sachet format which
measuring consumers’ confidence on current economic situation and the next 6 months. The number of foreign tourist arrivals in second quarter and first-half registered an 9.1% and 12.5% growth respectively