Limited Management’s Discussion and Analysis (MD&A) Page 10 of 16 Weighted average financing cost at the end of 3Q19 stood at 2.96% Net debt to equity ratio stood at 0.45x Capital Structure As of September

Paid or Received Value of the transaction to be paid or received x 100 Total asset value of EFORL 318.35 2,443.69 13.03% 4. Value of equity shares issued for the payment of assets Equity shares issued

equity shares issued for the payment of assets Equity shares issued for the payment of assets x 100 Paid-up shares of EFORL NA NA 6 There is no acquisition transaction to be incurred in the past 6 months

., Ltd. registered in Thailand with initial registered capital of THB 700 million, in which the company holds 100% share, to conduct businesses regarding bio-based products business operation, and to

of the government's “Shop Dee Mee Kuen” policy which incentivized consumers to purchase products or services from value-added tax registered businesses. In the second quarter of 2022, sales revenue

loans to customers and accrued interest receivables of 14 domestically-registered commercial banks grew in line with increased business loans, whereas outstanding deposits showed higher growth of 6.12

remained an issue needing close watch, especially amid the economic slowdown. As of the end of 2019, net loans at 14 domestically-registered commercial banks totaled Baht 11.859 trillion, rising 1.94 percent

Mandate of Baht 888,443,440.00 from the existing registered capital of Baht 2,221,108,600.00 to the new registered capital of Baht 3,109,552,040.00 by issuing and allocating not more than 888,443,440.00 new

to approve the capital increase by the General Mandate of Baht 888,443,440.00 from the existing registered capital of Baht 2,221,108,600.00 to the new registered capital of Baht 3,109,552,040.00 by

compared to the same period last year. As of the end of the first quarter of 2018, net loans at 14 domestically-registered commercial banks grew 4.6 percent over-year, accelerating from the growth of 4.3