etc. This is to prevent exploitation of company benefit against the use for personal gains. 12.2 The company has a policy that a transaction must be approved by the person who has no personal interests
consolidated financial statements, which is a record of asset impairment in the Gulita and Mid-Galoc oil fields, and the assessment of resource reserves in the Galoc field which was lower than last year. In 2017
measures, particularly those involving consumer protection and control of credit card and personal loans, together with a drop in credit card interest rates – all of these issues are likely to influence
capital loans from businesses including SMEs – as well as credit card and personal loans. Meanwhile, deposits rose, especially at large banks. It is expected that new loans should increase along with
relationship managers (RMs) as well as KASIKORN ASSET MANAGEMENT Co., Ltd., to better meet both personal and business needs of our customers. With our focus placed on advisory services with no hard selling
-how on products and services so that they can completely respond to customers’ business and personal needs at any given time. In response to the government’s SME assistance measures through funding
Personal loan 8,132 3.1 7,993 3.4 1.7 Micro SMEs loan 7,741 3.0 7,954 3.3 (2.7) Housing loan 24,234 9.4 21,663 9.1 11.9 Commercial Lending 59,766 23.1 60,899 25.6 (1.9) Real Estate Development loan 30,738
capital 170,000 61% 170,000 67% 340,000 139% Retained earnings (Deficit) - 0% - 0% - 0% - Legal reserves - 0% - 0% - 0% - Unappropriated (Deficit) (78,869) -28% (108,690) -43% (133,577) -55% Total equity