(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED AND UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE THIRD
accounts decreased by 39.5% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 184.32%. Earnings per share for
Baht 2,290 million or 18% from last year due to net loss of the Company. Summary of significant financial ratio (consolidated financial statements) Financial Ratio 2018 2017 2016 Liquidity ratio (time
decreased by 39.8% due to the allowances for bad debt and doubtful accounts of the bank are adequate as seen from high proportion of loan loss reserves ratio is at 186.08%. Earnings per share for the fourth
) Financial Policy Ratio Liabilities to equity ratio (times) 0.89 0.89 1.18 0.29 0.29 Net interest-bearing debt to equity ratio(2) (times) 0.07 0.07 0.37 0.30 0.30 Central Pattana Public Company Limited
0.11 Financial Policy Ratio1 Total liability-to-equity ratio times 1.43 1.57 2.12 Interest coverage ratio6 times 3.58 5.54 0.37 Debt service coverage ratio (Cash Basis) 7 times 0.07 0.25 (0.02) Dividend
-18 Million Baht 6 3. KEY FINANCIAL RATIOS 31 December 2018 31 December 2017 Gross Profit Margin 34.4% 33.1% Net Profit Margin1 57.5% 53.5% Return on Equity 16.9% 19.8% Debt/Equity Ratio 0.69x 0.70x Net
0.7 percent due to an increasing short-term debt. The company has returned the debt to financial institutions as of the period ending 30 June 2019, while shareholders’ equity equal to 1,252.5 million