reduced Market GRM, following the decline in refinery production volume due to the TAM, as well as a decrease in average Gasoline/Dubai crack spread and Fuel oil/Dubai crack spread, and the rise in crude
equal rights and benefits; (2) different class of units may differ in the rights and benefits provided for the unitholders in the following cases: (a)3 the nature and conditions of the return distribution
of the return distribution or the reimbursement of capital to the unitholders; (b) fees or expenses collected from the unitholders; (c) any other cases approved by the SEC Office, provided that, in
1.8% from the first quarter of 2019. This was due mainly to the slight decrease in large corporate loans and the increase in realized interest income according to TFRS9. Interest expenses were Baht
revenue of 5,651 million baht, an increase of 5 million baht, which was at the same level as last year. In the third quarter of 2019, credit card revenue was 1,897 million baht, a decrease of 17 million
817 million baht, a decrease of 111 million baht or 12% from last year. Therefore, if excluding the expenses of provision for employee’ retirement benefits, loss on impairment of assets in the fourth
quarter of 2019, the Company had finance cost of 544 million baht, a decrease of 8 million baht or 1% y-y and increased by 2% q-q. However, finance cost in the first quarter of 2019 accounted for 10% of
2% of total turnovers. The consolidated revenues from hire purchase were 91 million baht, a decrease of 6 million baht or 7% from last year. This was mainly contributed from hire purchase income from
August 31, 2019 remained constant at 3.7 times slightly decrease from 3.8 times at the end of 2018. Return on Equity (ROE) and Return on Asset (ROA) for six month period are 20.6% and 4.3%, respectively