QUARTER ENDED 30 JUNE 2017 LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter ended 30 June 2017 Page 2/23 Overview of Business Operation LH Financial Group

structure categorized by business groups (Unit : Million Baht) Q3/2022 Q3/2023 Increase (Decrease) %YoY 9M2022 9M2023 Increase (Decrease) %YoY Amount % Amount % Amount % Amount % Retail Business 2,252.79

year 204.55 1.42% 183.00 1.35% (21.54) (10.53%) Branches upcountry 86% Bangkok and vicinity 14% Revenue structure categorized by business groups (Unit : Million Baht) 2022 2023 Increase (Decrease) %YoY

business days but not more than fifteen consecutive business days prior to the date the Board of Directors resolved to propose the agenda to the shareholders’ meeting for approval to offer the newly-issued

accept a business opportunity in investing in S-TREK shares and viewed that the payment of consideration for the first portion of the Sale Shares by issuance of the newly issued ordinary shares of the

Capital Market Supervisory Board relating to the issuance and offering for sale of securities and relating to the acquisition of securities for business takeovers require that the rendering of advice

Energy Company Limited Type of business : 35101 Produce and sell electricity from solar power Company’s address : 51/29,51/61 Soi Vibhavadi Rangsit 66 (Siam Samaggi), Talat Bang Khen Subdistrict, Lak Si

. 01 million in 1Q2019, representing an increase of THB 232.91 million or 6.24% up from 1Q2018 mainly from higher revenue of chicken processing business which increased by THB 248.80 million or 17.75% up

1 FY18 MD&A Advanced Info Service Plc. Executive Summary Maintained leadership in mobile business In FY18 competition in mobile industry remained elevated particularly on data pricing with fixed

QUARTER ENDED 30 SEPTEMBER 2017 LH Financial Group Public Company Limited Management Discussion and Analysis for the Third Quarter ended 30 September 2017 Page 2/22 Overview of Business Operation LH