Thailand issued circular Ref. No. ForKorNgor. (21) Wor. 37/2562 (2019) Re: Notice of the Competent Officer of Foreign Exchange Control dated November 5, 2019 regarding Relaxed Rules on Foreign Exchange

and K Companies’ business operations included:  Rules for Home Loan and Top-up Loan The Bank of Thailand has issued Notification No. SorNorSor.24/2561 (2018) Re: Rules for Home Loan and Top-up Loan

) borrowings and (c) debentures which is an important source of fund for the Company for purchase of NPLs and NPAs As of 31 December, 2016, 2017 and 2018 and 30 September, 2019, the Company’s debt issued and

net of tax on THB 15 billion Perpetual Debentures issued in October 201 (6) M&A earnings annualized in ROCE% calculation to present the ratio appropriately and historical are restated accordingly. ROCE

on THB 15 billion Perpetual Debentures issued in October 201 (6) M&A earnings annualized in ROCE% calculation to present the ratio appropriately and historical are restated accordingly. ROCE

of Consideration = 84.82 x 100 4,654.84 = 1.82% 4. Value of Securities Issued as Consideration for the Acquisition of the Asset Criteria Cannot be calculated, as the Company did not issue securities

public offering ( IPO) of its 110,000,000 newly issued ordinary shares during June 12- 14, 2018, at the price of THB 9. 30 per share, and the proceeds derived by the Company, after deduction of the

business – Item B.) - - 148.00 14.99% Within 2019 Total 987.24 987.24 987.24 100% Remark * The Company proceeded with the initial public offering ( IPO) of its 110,000,000 newly issued ordinary shares during

The SEC has announced the Master Blueprint for Thai capital market, which includes the launch of Distributed Ledger Technology (DLT) as the new digital platform for capital market transactions to

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending June 30, 2019 The Thai economy faced increased headwinds in the second quarter of 2019. Exports, tourism and private investment – among major economic activities – were hampered by the worse-than-expected global economic slowdown. Meanwhile, consumers’ purchasing power weakened amid high household debt, whereas public investment and the government’s budget disbursement were aff...