follows: Baht’000 Consolidated F/S ∆% Separate F/S ∆% 2019 2018 2019 2018 Revenues from Sales and Services 1,921,477 2,060,114 -7% 1,518,926 1,640,996 -7% Other income 72,604 338,396 -79% 52,158 25,568 104

(FSMART) 3Q19 Management Discussion and Analysis Financial Statement Summary in 3Q19 Statement of Comprehensive Income Bt mn % Bt mn % Bt mn % Income from rendering of top-up service for prepaid phone and

were 5,485 million baht, showing an increase of 443 or 9% y-y. This was mainly increased in credit card income by 17%, in line with the higher of credit card spending and cash advance in this quarter and

income Loan income Hire-purchase income Other income 1,960 2,589 254 1,016 17% -0.3% -7% 54% 4,820 7,796 805 2,177 5,648 7,847 774 2,511 17% 1% -4% 15% 4,761 7,664 240 2,206 5,535 7,771 186 2,453 16% 1

result of the License return shall be deducted by the outstanding license fee. The residual compensation, after a deduction of license fee, equals to Baht 675.76 million. 3.2. Calculation of the

having seen a substantial growth in online sales. Furthermore, rental income has been impacted negatively as the Company exempted rental fees to tenants affected by the closures imposed by the government

. However, compared to the first quarter of 2020, the Revenue from Land Business and Sale of Properties increased by 106.8% due to higher number of land transfer. • Utilities Income during the second quarter

other income amounted 15.3 million Baht compared previously year 18.1 million Baht. In Year 2018, Gain on sale of land and structures held for future development in amount of 167.8 million Baht and Gain

business acquisition 2.2 - - - N.A.(

2017. The operating results were, List Year End period (Unit: Million THB) 2016 2017 Difference Income from Sales of real estate 3,153.1 8,764.9 5,611.8 178.0 Other Income - Gain on sales of investments