securities trading activity or with only minimal trading, and where Enhanced CDD has been conducted but fails to establish a reasonable explanation; (3) Continuously monitor and scrutinize transactions of
businesses in acquiring and managing NPLs and NPAs. This enables BAM to consistently and sustainably generate healthy profits for all stakeholders. หนา้ 2 2. AMC Industry Outlook and Overview In 2019, the Thai
3.5% YoY. However, the money transfer service, of which the Company is the banking agent for 6 banks, has been growing consistently with 1,159,351 transactions per month, increasing 25.3% YoY, as well
transaction amount was Bt9,074mn. However, the money transfer service, of which the Company is the banking agent for 6 banks, has been growing consistently with 1,650,528 transactions per month, increasing 73.0
20.8% YoY, mainly from the increasing in kiosk usage, mobile top-up service and money transfer service which has continuously growth. 3) Advertising income was Bt2.35mn, decreased 4 9 .0% YoY, mainly
Factors that affect business operations. In the past year, the Company affected continuously from the economy of the customer’s countries, especially the main customer in England concerned the Brexit
sales continuously. As well as according to the plans of most suppliers, there will be new product launched such as Samsung, Huawei, and iPhone, which it is expected to receive good feedback from
announcements of Biodiesel blend mandate from B7 to B3 since August 2016 and then changed again in November 2016 from B3 to B5, while the price of crude palm oil price continuously decreased and lead raw
number of total transactions, subscribers and the number of “Boonterm kiosk" follow the plan. As a result, the total usage amount through “Boonterm kiosk” has continuously grown. Details are as follows: 1