-conservative spending amid political uncertainty. AIS also focused on high-margin services including EDS, CloudX, and tailored vertical solutions for targeted industries. EBITDA accelerated QoQ from growth in

clients. In addition, we remained cautious in credit underwriting of small and micro businesses, and focused mainly on existing customers with good track records or classified as low-risk customers. 2.2

half of all directors shall be independent from appraisal professionals and such directors shall comprise of: (a) an expert in the field of the asset appraisal; (b) a user of the appraisal report; (c) a

lending policies to match each industry to be better suited to the prevailing circumstances. At the same time, KBank has remained cautious in credit underwriting of retail customers’ loans, and focused

business by focusing on the expert transportation business, all the cement mixers have been therefore written off from the assets and liabilities under financial lease agreement, resulting in a loss from the

cement mixer trucks under financial lease agreement to leasing company because the subsidiary wants to restructure business by focusing on the expert transportation business, all the cement mixers have

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: Metal Expert Hot Rolled the prices for hot-rolled coil on the world market during the first quarter of 2016 to the fourth quarter of 2017 had more fluctuated by moving from the lowest point in the first

previous quarter. Chart of raw material reference prices on world market for Q1/2013 – Q4/2017 Processed price data from: Metal Expert Hot Rolled the prices for hot-rolled coil on the world market during the

Expert GJS บริษัท จ ีเจ สตีล จํากดั (มหาชน) G J Steel Public Company Limited คําอธิบายและวิเคราะห์ของฝ่ายจัดการ สําหรับปี สิ้นสุดวันที่ 31 ธันวาคม 2562 บริษัท จี เจ สตีล จํากัด (มหาชน) หน้า 14/17 ราคาเหล็ก