E_1 Legal_FA_2015_12_29-c A HibrWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending September 30, 2018 The Thai economy in the third quarter of 2018 grew at a decelerating rate due to slowdown in external sector and manufacturing production at home. Meanwhile, private consumption which continued to expand was derived mainly from increased expenditures on automobiles. Nonetheless, the business sector remained challenged by new modes of competition, the broade...

-registered commercial banks grew 5.02 percent over-year, accelerating from the growth of 4.6 percent at the end of 2018. Meanwhile, deposits grew 5.78 percent, compared to the same period of 2017. For the

growth. As of the end of 2017, net loans at 14 domestically-registered commercial banks grew 4.33 percent over-year, accelerating from the growth of 1.26 percent at the end of 2016. Meanwhile, deposits

, accelerating from the growth of 4.33 percent at the end of 2017. Meanwhile, deposits equaled Baht 12.578 trillion at the end of 2018, an increase of 3.96 percent, compared to the growth of 6.51 percent at the

unable to come to terms on oil production cuts; triggering an oil price war. Which subsequently, bringing about a state of excess supply within the market that put pressure on the price of crude oil to

1 Ref. No. JUTHA-10/2563 November 2, 2020 Subject: Amendment of Articles of Association, Debt to Equity Conversion Constituting a Connected Transaction, Issuance and Offering of Newly Issued Ordinary Shares to Specific Investors (Private Placement) constituting a Connected Transaction, Reduction of Registered Capital, Increase of Registered Capital, Amendment of Memorandum of Association, Waiver from the Requirement to Make the Tender Offer for all Securities of the Business by Virtue of the res...