criteria took into account various aspects, including AI Governance Structure, AI Strategy, AI Ethics Policy, AI Lifecycle Management, Stakeholder Engagement, and AI Capability Building within the

expenses as a result of Company’s response plan to COVID-19. EBITDA margin fell to -17.7% (2Q 2019; 22.3%) • Reported net loss of THB 1,213mn, from the EBITDA shortfall as well as higher share of loss from

to licensees' intention and a linkage of renewal training results from the training institutes with the SEC system. This digital approach will bring more convenience to more than 80,000 current

resuming activities • Implement a ‘Work from Home’ policy and put in place IT infrastructure to support working from home where practicable • Ensure that a robust communication strategy is in place to

strategy that is based on three major pillars: topline growth, operational excellence, organization development. The “fixing the basics” program is nearly complete, resulting in upgrades of technical assets

Financial Service Co.,Ltd. (Japan) (AFS), while the bad debt recovery which increased 13.7% year on year. The Company plans to focus more on expanding fee- based income. This strategy aims to diversify

to this time last year thus we maintain our commitment to a high quality raw material sourcing strategy. The impact of the lower US dollar and higher HR costs as we strengthen the organization and

plan proposed by the executives of Blue Finix in order to consider business strategy accordingly. 2. Investment in the Philippines: The meeting of the Board of the Directors of the company held on

court settled the compromise agreement, the debtor has defaulted to repay the debt. Currently, the Company has issued a legal order to continue the process of execution. Progress Report of Business Plan

payment-in-kind This approach does not apply because the Bank will make payment in cash for Permata’s shares. No. Calculation approach Transaction size 1. Calculation on the basis of NTA 11.74% 2