process of reviewing 2020 investment plan and lower business expansion target to preserve cash for the Company’s liquidity as top priority in order to serve the best interest to our stakeholders

-manage cost control To ensure healthy cash flow and preserve profitability amidst uncertainty in 2021, AIS’ approach to optimize cost focuses on digitalization, efficiencies and prioritization. We expect

member cards increased 4% y-y. For branch development network, the Company has opened 2 new branch and closed down 6 branches to save operation cost. As a result, the Company has 107 branches, opened AEON

increasing in some expenses such as maintenance. However, gross profit margin just slightly dropped to 58.17% since the company was able to save the electricity cost from stop transferring water from

closed down 10 branches to save operation cost. As a result, the Company has 111 branches, opened AEON Lounge total 12 locations to facilitate gold card and platinum card members, 469 ATMs, and over 17,400

aircraft engine technology, which can save more fuel. In particular, the impact of the increase in excise tax rates on domestic aviation fuel. Domestic airlines have reduced their fuel reserves on each

purchasing raw water from private source. However, the company was able to save the electricity cost by 61.83 million Baht because the company has stopped transferring water from Nongplalai reservoir to

raw water from private source. However, the company was able to save the electricity cost by 56.60 million Baht because the company has stopped transferring water from Nongplalai reservoir to Chonburi

debt level and severe competition in the real estate market, the Company is rated A- by Tris Rating Co., Ltd. The Company is, therefore, able to save costs from lower interest rate when raising funds

members. Clause 29 To preserve the public interest and to protect investors, a derivatives clearing house shall disclose information about derivatives clearing and settlement, its members, breaches