the banking sector in the year 2018, overall commercial bank loan expanded in line with the economic growth. Consumer loan expanded increasing, while corporate loan grew in several businesses

ranking as the number one in the country of debt management business for Non-Performing Loans (unsecured loan). It is due to the situation of household debt in the country that has been increasing in the

. Increasing household debts and loan rejection rate of financial institutions are the major obstacles. In the past, the strategy of the Company emphasizes the development of large-scale projects focusing mainly

881 Website: www.aapico.com Management Discussion and Analysis for the 2nd quarter of year 2017 3 Malaysia (AQI), interest income of Baht 22 million from a synthetic convertible loan to Sakthi Global

1,248.59 million Baht, which is 249.17 million Baht or 24.93 % increased from December 31, 2016. This is the result from that the Company has decreased short-term loan from the financial institute for the

To Management JMT Network Administra The Comp which was 9-months decline 17 Company Summary ash and cash urrent portion urchase of acc hort-term loan efundable valu otal current as oans receivab

million Baht or 31.37 % increased from December 31, 2016. This is the result from that the Company has decreased short-term loan from the financial institute for the amount 119.14 million Baht, (because of

proportion of 3.89996876 new ordinary shares/1 held share and also 100 million shares by private placement for the purpose of repayment of the short-term loan and account payable payment of Baht 60 million

, therefore, the loan amount increased 288.2 million THB or 5.49%. 2. Trade account payables and other creditors increased 116.11 million THB or 5.07% i.e. from 2,289.54 million THB to 2,405.64 million THB. As

and international economic situation, political situation, household debts as well as demand-supply imbalance. In Q2/2019, the LTV (Loan to Value) measures are enforced. Business operators thus need to