previous year (YoY), and operating profit of THB 3,325 mn, an increase of 4.7% YoY, largely due to better overall business performance. Net profit stood at THB 2,847 mn, an increase of 0.9% YoY, mainly
the organization providing cooperation to initiate the concept of social outcome investment. The company provided the policy regarding investment in the fund gives priority to environment, society and
election, which is expected to take place early of 2019. Thai Banking Industry Although the commercial banking system in Thailand is facing challenges from an uncertain economic environment, its lending and
provided the policy regarding investments in the fund that puts priority to environment, society and governance in order to bring the capital gains obtained from investments to be used in the Corporate
credit demand and the economic volatility caused by Covid-19. V2 27/08/63 3 Overall Picture of the Bank and its Subsidiaries Million Baht Item Quarter Change (%) H1 Change 2/2020 1/2020 2/2019 1/2020 2
developed companies as well as initiatives related to utilities and energy sector. Significant events in Q2/2018 5 Q3/2018 Market environment and Directions In Q2/2018, Thailand’s economic was forecasted that
2018 from Minister of Natural Resources and Environment. In 2018, the company obtained 12 awards through greenhouse gas reduction up to 89,700.66 tCO2/year. Moreover, on October 5th, 2018, the company
Ended December 31, 2018 To The President The Stock Exchange of Thailand Management Discussion and Analysis Consolidated Financial Statements For Financial Year ended December 31, 2018 Overall Group