were both short-term and long-term borrowings totaled 64,883 million baht, decreasing by 2% from the end of last year. The portion of long-term borrowings was 42,142 million baht or represented 65% of

opportunities overseas to diversify its risk from relying solely on domestic revenue and to create long-term growth for the Company. In Q3/2024, the Company plans to open its first branch in a CLMV country in

. There were both short-term and long-term borrowings totaled 62,513 million baht, decreasing by 6% from the end of last year. The portion of long-term borrowings was 40,383 million baht or represented 65

minimum credit card payment rate adjusting. Therefore, the ECL expense in 1Q/2024 was totaled 2,089 million baht, caused by the seasonal impact in relating to many long holidays during the first quarter

year. There were both short-term and long-term interest-bearing debt totaled 60,535 million baht, decreasing by 3.2% from the end of last year. The portion of long-term interest-bearing debt was 27,542

and groups of customers that can join a sandbox test, including the transaction volume and/or amount, with a scope based upon the product or service innovation, allowing us to develop the technology and

the enhancement of our business capabilities to achieve sustainable growth and maintain our market leadership over the long term through collaboration and synergy with other companies within

แยกส่วนคอมพิวเตอร์ที่มีไว้สำหรับการพัฒนาระบบงาน (develop environment) ออกจากส่วนที่ใช้งานจริง (production environment) และควบคุมให้มีการเข้าถึงเฉพาะผู้ที่เกี่ยวข้องในแต่ละส่วนเท่านั้น ทั้งนี้ การแบ่งแยก

ปฏิบัติงานพัฒนาระบบงาน             O  ต้องแบ่งแยกส่วนคอมพิวเตอร์ที่มีไว้สำหรับการพัฒนาระบบงาน (develop environment) ออกจากส่วนที่ใช้

be some losses in the year 2017 from the operating expenses and interest expenses for development project. The Company expected investment and the long-term performance, including income from sale of