financial products and services to meet the needs of the customer which the products and the services of the bank can be divided into 4 categories as follows: 1. Deposit Account Service The bank has designed

deposit ratio 82.5% 84.2% 86.9% (1.7)% (4.4)% Non-performing loan (Gross NPL) /1 108,604 85,240 79,149 27.4% 37.2% Gross NPL to total loans ratio /1 4.1% 3.5% 3.4% 0.6% 0.7% Allowance for expected credit

fell from 96.9 percent at the end of 2016 to 96.3 percent. The Liquidity Coverage Ratio (LCR) stood at 180.0 percent. For liquidity management, commercial banks are placing great emphasis on deposit

house or central securities depository may implement a plan for recovery or an orderly wind- down; (2) important tasks concerning clearing, settlement, and deposit of securities in a manner that enables

having foreign exposure, in bank deposit, high-quality money market instruments, or other securities. The contractual term of these securities does not exceed 397 days from the date of investment in assets

not suit the HK Covered Fund Low risk 1 has a policy to invest, without having foreign exposure, in bank deposit, high-quality money market instruments, or other securities. The contractual term of

to be paid to government agencies as required for ownership transfer of property approximate Baht 13.35 million.  The Company will deposit cash of Baht 52.5 million within 31 March 2020. The cash

proportion than selling price increase is the main reason why net profit decrease. Graphite Electrode’s price which is a part of conversion cost increase significantly. Separate financial statement, the

conversion cost. Cash conversion cost mainly increased from the increase of Graphite Electrode’s price. (Separate: Baht 4,724 million for the year 2018 and Baht 11,240 million for the year 2017, decrease Baht

depreciation) in 2nd Quarter of 2018 was achieved at THB 891/ton, lower by 14% from last year due to the increase in the price of graphite electrode (significantly increased from USD 2,000 per ton in the