household debt, that leads to low level of consumption 2) Escalating trade tension between US and the rest of the world, which could negatively impact export and investment 3) Less surplus of Thailand’s
yoy. Cost-to-income ratio excluding loss from sale of foreclosed assets and loss from revaluations stood at 46.4% for 3Q18 comparing to 45.9% during 3Q17. Impairment loss on loans and debt securities
the decline in import of capital goods and the number of registered vehicles. Public spending excluding transfers contracted yoy from current expenditures while capital expenditures grew from the
import of capital goods and the number of registered vehicles. Public spending excluding transfers contracted yoy from current expenditures while capital expenditures grew from the expenditures of state
. However, Return on Equity slightly declined from 14% to 13.7% due to lower debt and more reliance on internal operating fund. From the financial risk perspective, debt to equity ratio decreased from 0.5x to
% 4.6% Liquidity ratio 31-Dec-19 31-Dec-18 Current ratio (time) 1.41 1.35 Leverage ratio 31-Dec-19 31-Dec-18 Interest bearing debt to equity (time) 0.94 0.40 Net interest bearing debt to equity (time
to Baht 194.48 million. In this regard, the debt to equity ratio was 1.35 times. Shareholder’s Equity as of December 31, 2018 was Baht 1,447.32 million increased Baht 420.76 million from as of December
distribution and administrative expenses which was approximate to the same period of the last year. Exception the cost of financial which increased or equivalent to Baht 1.95 million from the outstanding debt
million as of December 31, 2019 as a result of the company paying dividends to shareholders. 1H20 was 0.92 percent and the debt to equity ratio was 0.18. (Unit : Million Baht) Consolidated Financial