that this transaction is appropriate in light of price and conditions since the value of consideration of KMM is higher than the assessed price. Also, the Company will be recognized the profit in

(9.0) (86.8) Costs of Sales and Services (258.4) (273.0) (14.6) 5.7 Gross Profit 129.6 149.0 19.4 15.0 Gross Profit from Operation3 119.3 147.6 28.4 23.8 Other Income4 45.7 16.8 (28.8) (63.1

increase of minimum wages and the employment due to the branch expansion, as well as the increase of the rents of the existing branches and new branches. Net Profit In the Quarter 2 of 2017, the Company and

for period of the second quarter ended 30 June 2018, for your information and publication. In the second quarter of 2018, the Company and its subsidiaries recorded the net profit in the amount of

169.47 49.05% Cost of rendering of services (228.29) (355.37) (127.08) 55.67% Gross profit 117.24 159.63 42.39 36.16% Other income 0.10 0.69 0.59 570.56% Services expenses (4.59) (6.83) (2.24) 48.74

110.47 64.81 (45.67) -41.34% Cost of rendering of services (76.99) (51.03) 25.97 -33.73% Gross profit 33.48 13.78 (19.70) -58.84% Other income 0.60 0.30 (0.29) -49.55% Services expenses (1.29) (1.20) 0.09

64.81 79.00 14.20 21.91% Cost of rendering of services (51.03) (56.57) (5.54) 10.86% Gross profit 13.78 22.43 8.65 62.81% Other income 0.30 1.37 1.07 356.61% Services expenses (1.20) (1.24) (0.04) 3.27

Year of 2018 WHAUP finished our 2018 with the record high Net Profit of Baht 2,251.9 million, a 13.7% increase from 2017 with Normalized Net Profit of Baht 2,267.8 million, a 61.2% increase from 2017. 1

clarifies the performance as follows: During the first quarter of 2020, the Company had the total revenue and share of profit and net profit of THB 1,277.8 mm and THB 99.3 mm, respectively. If excluding FX

growth and returns while maintaining our market leadership over the long term. Guided by our core strategies of “Customer Centricity” and making KBank the Customers’ Main Bank for all eight customer