decrease resulted from closing the branch of IT Junction due to the operating result was unreachable the target. This might help to reduce the loss the non- performing branches in the future. 4. Insurance

Inventories 1,376 1,335 Reduce cost to net realisable value (404) (367) Inventories - net 972 968 5 As at 30 September 2019 and 31 December 2018, the Group had the reduction of cost to net realisable value

that SSK has not used effectively, to reduce capital of a group of shareholders, which book value is higher than fair value, resulting in an impairment loss of 1.40 million baht, in order to reduce the

, the Group had followed up and evaluated closely the situations and implemented appropriate measures to reduce the business impacts as follows; 1) Changing working processes during temporary closing some

the rest of the year. In general, fixed costs will reduce due to Covid-19 restrictions on travel and mitigation plans in place for fixed cost savings in all departments. On the variable cost side stone

applies the simplified approach to consider impairment of trade receivables. 5 Inventories Unit: Million Baht Consolidated financial statements 31 March 2020 31 December 2019 Inventories 1,313 1,372 Reduce

gave a presentation on the topic, “Strengthening Market Competitiveness and Building Retirement Well-Being,” featuring how capital market competitiveness can reduce obstacles to intermediaries

in the group have organized a charity run for people with disabilities "Wing hai Tun Ep.2". Net income from the event were donated to the prostheses foundation of H.R.H the Princess Mother, Thai with

also organized the marketing activities to educate the water quality, which is consistent with the business Management's Discussion and Analysis and operating results for the Year 2018 Page 2 / 10 model

business. The Company also organized the marketing activities to educate the water quality, which is consistent with the business model of the customer group continuously. Include activities to promote and