(reversal) on the Consolidated and the separated statements of Baht 10.02 million from a customer of cash account and investment for the customer. Yours sincerely, (Mr. Chuangchai Nawongs) Chief Executive

period of the previous year. Bad debts and doubtful account for the 2nd Quarter ended 30 June 2020 decreased 10.83% from Baht 127.39 million to Baht 113.60 million compared to the same period of the

Consolidated and the separated statements of Baht 8.19 million from a customer of cash account. Yours sincerely, (Mr. Chuangchai Nawongs) Chief Executive Officer and President

7.12% from Baht 83.26 million to Baht 89.19 million compared to the same period of the previous year. Bad debts and doubtful account for the 1st Quarter ended 31 March 2020 increased 59.15% from Baht

year. Bad debts and doubtful account for the 3rd Quarter ended 30 September 2020 increased 30.44% from Baht 133.72 million to Baht 174.42 million compared to the same period of the previous year

49.13% from the same period of the last year. This was mainly because there was a reduction in doubtful account expenses, compared to last year, as well as a reduction in administrative costs. Financing

collections and the better ability to pay of receivable accounts which support the better of overall quality account receivables. As of the end of the third quarter of 2019, the Company had 50,753.78 million

2019 Changes Million baht Million baht Million baht % Total Assets 457.86 420.02 (37.84) (8.26) Cash and cash equivalents 92.96 74.63 (18.33) (19.72) Trade and other account receivables 68.62 37.93

sheet and an annual income and expense account as well as preparing reports and submit documents of the Stock Exchange of Thailand to be the authority of the Capital Market Supervisory Board. It is

ธุรกิจนายหนา้ซ้ือขายหลกัทรัพย ์ 4 Discre a/c (discretionary account) หมายถึง ใบอนุญาตประกอบธุรกิจการใหบ้ริการซ้ือขายผลิตภณัฑใ์นตลาดทุนโดยลูกคา้ ยนิยอมใหต้ดัสินใจแทนในขอบเขตท่ีจ ากดั 5 IA หมายถึง ใบอนุญาต