138.72 million baht or 85.25% due to the COVID-1 9 on the expansion in the electronics industry. Therefore, the revenue from the customers in the electronics group of the company Increase in air freight

by THB 70.17 million (YoY 28.06%) and Food Coating category which increased by 27.21 million (YoY 10.78%). On the other hand, it was also a result from the sales increase of the existing industry

, Line Official Account: @fnoutlet as well as other marketplaces e.g. Shopee, Lazada etc. Industry Overview Thai economy in 3Q19 was slowdown. Impacts from slowdown in trading partners’ economy continually

Global and Thai Economy in the Third Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant Regulations and Rules related to Business Operations 2 2. Risk Management and Risk Factors 5

industry-wide and regular cybersecurity drills are conducted to ensure effective risk management. In addition, the conference featured a panel discussion on the topic, “Perspectives on SEC Strategic

correction has been made; (2) order the applicant to suspend the offer for sale of shares in the portion which has not been offered or subscribed, and order to discharge the approval in such portion. 1

main lime consuming sectors of the industry continue to expand: the sugar cane harvest will be flat compared to last season which was a record year. The steel industry will continue to grow but at a

well-performing overseas assets. The Hotel industry remains the key revenue driver. Thai goods and services are at a premium due to the appreciation in Thai Baht, reducing the demand especially within

called “The Company”) still has carried adjustment of the business strategy to focus on the large project since last year and we got purchase order from big industry in first quarter of 2019 in an

quarter. C Contents Page Executive Summary A 1. Overview of Operating Environment 1 1.1 Global and Thai Economy in the Second Quarter of 2019 1 1.2 Banking Industry and Competition 2 1.3 Significant