February 2020 respectively, 2) more contribution from renewable power which gives relatively higher EBITDA margin and 3) 4.6% and 4.8% y-on-y declining gas cost per unit respectively. Normalized net profit
-fixed broadband revenue. Excluding TTTBB's contribution, the Enterprise’s organic revenue dropped -1.1% YoY and -2.8% QoQ from those quarters with sizable projects. The cost of service increased by 4.5
and means as determined by the intermediary , that they are assigned by the intermediary to provide services relating to capital market products . Division 1 Compilation and Assessment of Client
and means as determined by the intermediary, that they are assigned by the intermediary to provide services relating to capital market products. Division 1 Compilation and Assessment of Client
criteria for commercial lending policies, prioritizing risk assessment through prudent screening and close monitoring of borrowers, especially those in small and micro businesses. Moreover, we adjusted
stringent customer approval criteria for commercial lending policies vis-à-vis small and micro businesses. We continued to prioritize risk assessment through prudent screening and close monitoring of
the transmission of information among various KBank units. Significant efforts range from the classification and assessment of risks arising from data usage to the installation of systems allowing KBank
businesses. Focus has been on formulating area- based lending strategies given the uneven economic recovery. We continued to prioritize risk assessment through prudent screening and close monitoring of
company's true earnings from its normal operations. To exclude the assessment of the fair value of net assets and allocation of business acquisition costs as well as the effects of accounting standards, in