lease income 2,567 2,504 (3) 45 2,564 2,549 15 1% Deferred income (expense) tax (87) 22 1 - (86) 22 (108) (491%) Profit (Loss) before the effects of foreign exchange and lease income 2,480 2,526 (2) 45

Quarter 3’ 2019 3 / 8 3. Analysis of Operating Results Statements of Comprehensive Income – Consolidated (Million Baht) For J-month period ended September JK, Increase (Decrease) % For 9-month period ended

–4.2% in 2016, due to softened handset campaigns. Cost & Expense In 2017, cost of service (excluding IC) was Bt62,460mn increasing 19% YoY due to higher D&A and payments for the partnership with TOT

12,547 12,416 Gross profit margin (%) 22.84% 25.49% 26.48% Consolidated financial ratios 2018 2017 2016 Financial data and profitability ratios (continuous) Operating expense (include Research and

member dealers to provide quality financial services to AEON cardholders. Operating Results • Revenues In the fiscal year 2016, the Company’s consolidated revenues amounted to 17,759 million baht, an

Capital Public Company Limited KKP Capital Public Company Limited Overall Business Operations The consolidated net profit of the Bank and subsidiaries for 3Q20 totaled Baht 1,347 million, an increase of

million, or increasing THB 4.22 million. The consolidated financial statements show a net profit for the year 2018 of THB 208.53 million; while the net profit attributable to the shareholders of the Company

”) would like to submit the Management Discussion and Analysis of the Company’s operation for the year 2018 ended 31 December, 2018 with details as follows: Unit: Million Baht Consolidated financial

consolidated financial statement For the three-month period (July 1, 2017 – September 30, 2017) Unit : Million Baht 2017 2016 Revenue from sale and rendering of services (excluded Fuel Cost) 1,768.59 1,368.21

%. The consolidated financial statements show a net profit for the nine-month period in Q3/2017 of THB 150.18 million; while the net profit attributable to the shareholders of the Company in Q3/2017 is THB