(043) 236-835 456 Moo 14 Mittraparp Rd. Muang Khon Kaen Thailand 40000 Tel. (043) 333-555 Fax. (043) 236-835 Ratchaphruek Hospital No. RPH-SET 14/2018 November 10, 2018 Subject : Management Discussion

Exchange of Thailand (SET) and to hold the shareholders’ meeting for the ratification of the aforementioned transaction. Moreover, the Company is required to appoint an independent financial advisor to give

projects have started their operation in accordance with the reduction of the strictness of the COVID–19 outbreak prevention policy. In addition, the several projects were due for submission, resulting in a

วันที่ 15 ตุลาคม 2545 1 NO. (SUTHA-SET) 016/2019/EN 14 August 2019 Subject : Clarification of Q2/2019 the total revenues and the Net profit change more than 20% To : The President of the Stock

percent increase from last year, due to rising interest income as loan growth accelerated. However, loan impairment charges set aside for credit losses in compliance with IFRS9, which will be effective in

performance, while the increase was due to an additional amount of provisions set aside for employee retirement benefits in the amount of Bt57.4 million in the second quarter of 2019 in accordance with an

วันที่ 15 ตุลาคม 2545 1 NO. (SUTHA-SET) 012/2018/EN 15 August 2018 Subject: Management Discussion and Analysis of the Company and subsidiary for the period ended 30 June 2018 To: The President of the

considered as a aquisition of assets does not qualify for the acquisition of asset type 4 transaction or indirect listing of securities (Backdoor Listing) due to this is not an acquisition of assets of a non

, decreased by 49.29% QoQ and 33.87% YoY as a result of revenue from sales have dramatically decreased due to temporary closure of 11 branches from end of March 2020 to end of May 2020 in order to comply with

third quarter of 2019) Thai economy was expected to expand at a slower pace than previous expected at 2.8 and 3.3 percent in 2019 and 2020, respectively, due to both external and domestic demand