MDA 2017 (Eng.) February 20, 2018 Subject : Yearly Management Discussion and Analysis of 2017 Attention : President of The Stock Exchange of Thailand We attach herewith the financial statements of

MDA Q2_2019 (Eng ) August 9, 2019 Subject : Interim Management Discussion and Analysis of Q2/2019 Attention : President of The Stock Exchange of Thailand We attach herewith the financial statements

MDA Q2_2018 (Eng.) August 7, 2018 Subject : Interim Management Discussion and Analysis of Q2/2018 Attention : President of The Stock Exchange of Thailand We attach herewith the financial statements

MDA Q3_2018 (Eng.) November 7, 2018 Subject : Interim Management Discussion and Analysis of Q3/2018 Attention : President of The Stock Exchange of Thailand We attach herewith the financial statements

MD&A Q4_2019 (Eng ) February 19, 2020 Subject : Yearly Management Discussion and Analysis of 2019 Attention : President of The Stock Exchange of Thailand We attach herewith the financial statements

MD&A Q2_2020 (Eng ) July 31, 2020 Subject : Interim Management Discussion and Analysis of Q2/2020 Attention : President of The Stock Exchange of Thailand We attach herewith the financial statements

MD&A Q3_2020 (Eng ) November 2, 2020 Subject : Interim Management Discussion and Analysis of Q3/2020 Attention : President of The Stock Exchange of Thailand We attach herewith the financial

MDA Q3_2019 (Eng ) November 8, 2019 Subject : Interim Management Discussion and Analysis of Q3/2019 Attention : President of The Stock Exchange of Thailand We attach herewith the financial statements

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

1 of 8 Management Discussion and Analysis, for the quarter 2/2018 • The analysis of operating results for the six-month period ended of June 30, 2018 • The analysis of operating results for the three