performing duties at the KTB Securities (Thailand) Public Company Limited (KTBST)*, i.e., Win, Executive Chairman, Ratachai, Co-CEO and Head of Investment Banking, and Vijchu, Head of Private Fund Management
Baht 34.20 million and 10.7 million respectively. Even the customer price sensitivity has effected to the sales of quarter 2 year 2017, the company has continued provided the good food and services with
demand of customer in this period due to economic recession. The Company and its subsidiary companies have announced net losses of THB 133 million in Q2/2017 or increase loss by 9% compared to the period
Profit 223 280 26% 583 756 30% EBITDA 111 148 33% 288 396 38% Net Profit (Loss) for the Company 54 83 54% 131 210 60% Gross Profit Margin (%) 66.0% 65.4% (0.6%) 64.8% 66.1% 1.3% EBITDA Margin1 (%) 32.6
leveraging of our strength as Thailand’s number-one digital banking provider, with the aim of becoming the Customers’ Life Platform of Choice under our core strategy of Customer Centricity for our business
equal to the year of 2017. Products and Services Land and Houses Bank Public Company Limited has continuously developed for the financial products and services to meet the needs of the customer which the
26 February 2019 Subject: Management Discussion and Analysis for the Year Ended December 31, 2018 To: Directors and Managers The Stock Exchange of Thailand Halcyon Technology Public Company Limited
existing Company’s customer base as well as new customers, which resulted in additional revenue for the group. The increases in revenue from the Company and subsidiaries, HP and HENG, are accounted for 70
exchange rates. KBank hence prioritized effective risk management in order to cope with economic uncertainties both at home and abroad. We adopted a prudent credit policy, accounting for customer potential