, capitalization of the Lake Charles Gas Cracker and the adoption of new TFRS during the quarter. • Combined PET segment which also comprises our flagship PET business has seen resilient demand and improved margins

quarter (2Q2020), despite the COVID-19 pandemic and flashfloods in some area in Thailand and Vietnam. The major highlights of our business in the first nine months are as follows: - Fashion business: a

business. In IRSL, improvements have been made on increasing capacity utilization, improving operational efficiency, consistent product quality and expanding customer base. Capacity utilization increased

digital strategy plan. As of February 28, 2022, the Company had total cards as below; For overseas business in Cambodia, Myanmar and Laos, there are active customers more than 128,002 with representing 5

revising its marketing strategy to be more in line with current state of the economy. Regarding the business operation and progress tracking of the Company, the Company shall conduct in accordance with the

representation or warranty of any type whatsoever on the accuracy or completeness of the information contained herein. หนา้ 1 1. Executive Summary The overall business operation of the company in 2019 is

providing seamless financial services whether in commercial banking or capital market business. All companies will use a new logo designed based on a combination of the existing logos of Kiatnakin Bank and

cost management. Guided by the Customer Centricity strategy and resolution of delivering an excellent customer experience in order to empower every customer’s life and business, we prioritize the

Bangchak Corporation Plc. Management Discussion & Analysis of Business Operation For Quarter 1/2020 11 - Refinery & Trading 16 - Marketing 19 - Power Plant 21 - Bio-based Products 23 - Natural

company licensed to undertake securities business in the category of investment advisory service; “person with power of management” means a person responsible for a line of work relating to investment