0.41 percent) due to the increase in gross profit margin of 2.87 percent. Earnings Efficiency Return on Equity (ROE): The Corporate Group’s ROE increased from 18.58 percent as at end of 2016 to 23.03

loans that ACAP secured from other persons which were at the rates of 4.40% – 8.00% per annum.  Furthermore, the lending period was not clear; there is a risk of default on the debt repayment; the use of

capital from retail investors at the maximum amount of 20 million baht during the first 12 months and at total not more than 40 million baht (equity and debt combined) throughout the whole project. The

recovery. According to the Bank of Thailand data, at the end of December 2018, the credit card industry reported the total numbers of credit card industry amounted to 22.1 million cards, has grown by 9% more

The SEC is proposing to amend the regulations regarding funding portals to implement a more suitable and effective system for screening or evaluating the credibility and risk level of crowdfunding

by issuing debentures with fixed interest rate from 2.05 to 3.01 percent per annum to reduce financial cost and risk management from floating interest rate. As a result, the Company has saved interest

Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at December 31, 2017, the Corporate Group had no long-term debt obligation to

Corporate Group has policy to mitigate risk from interest fluctuation by taking long-term loan with fixed interest rate. Accordingly, as at March 31, 2018, the Corporate Group had no long-term debt obligation

21.16 percent as at end of 2017 to 25.09 percent as at June 30, 2018 or an increase of 3.93 percent, due to an increase in annualized projected annual net profit of 24.18 percent and there was a decrease

The SEC’s monitoring of digital asset developments and advertisements of digital asset business operators have shown that the current criteria for the formats and the practices of presenting risk