Microsoft Word - MDA_2019Q2_ENG_2003.doc 1 Ref: CK-19-0000-AFD(AC)-L-0030 August 14, 2019 Subject: Clarification on Operating Result and Financial Position for the six-month ended June 30, 2019

1 Ref: CK-18-0000-AFD(AC)-L-0039 August 14, 2018 Subject: Clarification on Operating Result and Financial Position for the six-month ended June 30, 2018 Attention: President The Stock Exchange of

service income decreased by Baht 1.85 million from mutual fund and private fund management fee of Solaris Asset Management.  Gain and return on financial instruments decreased by Baht 94.03 million mainly

and administrative expenses 1,879.08 10.5 1,907.00 10.3 -27.92 -1.5 Other expenses 26.32 0.1 1.35 0.0 24.97 1,854.1 Profit before finance costs and income tax 1,155.67 6.4 865.96 4.7 289.71 33.5 Finance

profit 53 53 (0) -1% Gross profit margin 13.8% 11.9% Other income 0 4 (4) -97% Selling & Admin expenses 30 26 4 16% 7.9% 5.9% Finance costs 13 12 1 7% Share of loss from associate 0 - Income tax expense (0

businesses since we focus on expanding customer base with business expertise • Overall gross profit margin increased from 9.8% to 11.3% amount Baht 45 million. 2019 2018 Change % Change Revenue 1,839 1,673 167

. 7 2 ) million or (2 0 2 % ) as the following reasons: • Total income increased Baht 92.32 million or 6% from Baht 1,580.25 million in 2017 to Baht 1,672.58 million in 2 0 1 8 . The main increase was

office building business 337 384 (47) (12) Other income 269 261 8 3 Total revenues 10,949 16,148 (5,199) (32) In summary, the Company and its subsidiaries generated total revenues for the year ended 2019

168.68 105.06 Other income 1.13 0.42 0.71 169.05 Cost of service 241.86 118.75 123.11 103.67 Expenses of sales 9.87 9.34 0.53 5.67 Expenses of management 43.92 21.66 22.26 102.77 Expenses of financial 0.08

Microsoft Word - MDA_2017Q2_ENG_2003 Ref: CK-17-0000-AFD(AC)-L-0048 August 15, 2017 Subject: Clarification on Operating Result and Financial Position for the six-month ended June 30, 2017 Attention