) 2.52 (217.44) (8,628.57) Gross Profit Margin -2,924.27% 37.99% Earnings before interest and taxes -4,966.99% 10.62% Earnings before taxes -6,936.25% 2.07% Net Profit Margin -6,955.34% 0.57% 1.2 Report

and within the established targets. Our net interest margin (NIM) equaled 3.43 percent – slightly higher than the preceding quarter. Our cost to income ratio rose marginally from the previous quarter to

) (53) Profit for the period 212 (8) 17 221 Earnings per share 0.23 - 0.01 0.24 Consolidated financial information For the three-month period ended 31 March 2020 Income Statement (million baht) Details of

last year due from increase in retained earnings resulting from the operating results of the six months. From the above reasons, the Company’s six months net profit of 2020 ended at 1,253,175 baht

1,849 22.52 Net Profit (attributable to equity holders of KBank) 9,951 9,929 22 0.23 9,744 207 2.12 Basic Earnings per Share (Baht) 4.16 4.15 0.01 0.23 4.07 0.09 2.12 When compared to the same quarter of

reported net profit of Baht 8.5 million, compared with last year same quarter at 23.1 million. Earnings per share presented at Baht 0.40. Statement of Comprehensive Income Total Revenues (Million Baht

profit decreased 3,401,625 baht or 87.46%. The main reasons were as follows: 1. Service income decreased 6,989,490 baht compared to the same period of the last year mainly from the decrease of income from

has no other connected transaction with the same connected person or related person or close relatives subjected to the connected person, within 6 months prior to this transaction agreement date. In

12% (71%) 100 79 (21%) Gross profit 251 378 384 2% 53% 774 1,248 61% SG&A expenses (237) (422) (405) 4% (71%) (733) (1,241) (69%) Other income 76 87 56 (36%) (27%) 376 213 (43%) EBITDA 141 115 91 (21

Capital Services Co., Ltd. as IFA. Nonetheless, the Company has no other connected transaction with the same connected person or related person or close relatives subjected to the connected person, within 6