(0.2) 1.4 0.9 (35.7%) N.A.(>100) (0.7) 2.3 N.A.(>100) Gross Profit by Segment 420.1 427.9 446.1 4.3% 6.2% 774.6 874.0 12.8% Change Gross Profit Q2-2019 Q1-2020 Q2-2020 6M-2019 6M-2020 Change Percent

liabilities), plus assets required as collateral for derivatives business, not lower than the specified ratio; (3) Net Capital for the Digital Asset Segment for those also operating digital asset businesses

effectiveness of pandemic control and vaccine development, the economic damage may be worse than what was seen during the 1997 financial crisis. Given volatility in the financial market and real sector which had

divestme asting Co., Lt d Road, Km. Province Province ovince ny Limited d details of on the asset ent of the td. 29.5

Name ISO Country Code Country Name ISO Country Code BELARUS BY CAYMAN ISLANDS KY CENTRAL AFRICAN REPUBLIC CF EGYPT EG CHAD TD EL SALVADOR SV CHILE CL EQUATORIAL GUINEA GQ CHINA CN ERITREA ER CHRISTMAS

BURUNDI BI BAHAMAS BS CABO VERDE CV BAHRAIN BH CAMBODIA KH BANGLADESH BD CAMEROON CM BARBADOS BB CANADA CA BELARUS BY CAYMAN ISLANDS KY CENTRAL AFRICAN REPUBLIC CF EGYPT EG CHAD TD EL SALVADOR SV CHILE CL

profit, as well as the Company's ability to manage costs and expenses effectively. E B I TDA a n d E B I TD A M A RG I N : Financial Performance Management Discussion & Analysis Q2/2024 Executive Summary

CAMBODIA KH BANGLADESH BD CAMEROON CM BARBADOS BB CANADA CA BELARUS BY CAYMAN ISLANDS KY Country Name ISO Country Code Country Name ISO Country Code CENTRAL AFRICAN REPUBLIC CF EGYPT EG CHAD TD EL SALVADOR

with ongoing data consumption demand, supported by rising tourist arrivals, benefiting the prepaid segment. Competition continued shifting towards value- based offerings with more benefits and

core market segment of the cash market and technological ignorance. Be-Wallet will penetrate the new market segment of the cashless market and use technology to facilitate spending and payment. This will