office to confirm the share transfer with a person who was believed not to be the true owner of the trading account, and adding a new contact phone number to the client?s personal profile even though there

Purchase 106,420 45.7 108,191 47.3 (1.6) Personal loan 6,768 2.9 6,528 2.9 3.7 Micro SMEs loan 7,271 3.1 7,040 3.1 3.3 Housing loan 19,837 8.5 18,642 8.2 6.4 Commercial Lending 55,632 23.9 55,813 24.4 (0.3

expenses equal to 636.7 million baht, 12.8 % increasing. This is due to the allowance of provision in distress debt management business and personal loan business. Finance Cost The company had total

%, personal loans increased by 35.5%, corporate lending loans expanded by 129.7%, Lombard loans expanded by 62.2% with real estate development loans also registering a growth of 10.4% in 2017. Hire purchase

expanded at 83.9%, personal loans increased by 35.5%, corporate lending loans expanded by 129.7%, Lombard loans expanded by 62.2% with real estate development loans also registering a growth of 10.4% in 2017

every three years, but will not exceed 3 percent)  Regulations, Methods and Conditions for Operating Personal Loan Business under Supervision The Bank of Thailand (BOT) issued Notification of the BOT No

COMPANY LIMI... SAFARI WORLD PUBLIC COMPANY LIMITED SAFETY PROFESSIONAL COMPANY LIMITED SAHA PATHANA INTER-HOLDING PUBLIC COMP... SAHA PHATANAPIBUL PUBLIC COMPANY LIMIT... SAHA THAI STEEL PIPE PUBLIC

ภายนอก (external fraud) 3. ความเสี่ยงจากการจ้างงาน และความปลอดภัย ในสถานที่ท างาน (employment practices and workplace safety) 4. ความเสี่ยงจากลูกค้า ผลิตภัณฑ์ และวิธีการ ด าเนินธุรกิจ (clients, products

2.5 Hire Purchase 104,609 51.3 103,926 53.9 0.7 Personal loan 5,941 2.9 5,745 3.0 3.4 Micro SMEs loan 5,485 2.7 5,031 2.6 9.0 Housing loan 13,051 6.4 11,252 5.8 16.0 Commercial Lending 47,868 23.5

Change Baht million % Baht million % (%) Retail Lending 129,085 63.3 125,954 65.3 2.5 Hire Purchase 104,609 51.3 103,926 53.9 0.7 Personal loan 5,941 2.9 5,745 3.0 3.4 Micro SMEs loan 5,485 2.7 5,031 2.6