assets * 1.19% 1.17% 1.16% 0.02% 0.03% 1.18% 1.17% 0.01% Return on average equity * 8.84% 8.74% 9.16% 0. 10% (0.32)% 8.81% 9.12% (0.31)% * Attributable to owners of the Bank V3 22/08/62 3 Million Baht Item

ratio 42.8% 39.9% 45.8% 2.9% (3.0)% 41.4% 43.3% (1.9)% Return on average assets * 1.16% 1.17% 1.07% (0.01)% 0.09% 1.17% 1.10% 0.07% Return on average equity * 9.16% 9.05% 8.38% 0.11% 0.78% 9.12% 8.61

% 1.16% 1.09% 0.07% Return on average equity * 8.91% 9.16% 8.33% (0.25)% 0.58% 9.04% 8.50% 0.54% * Attributable to owners of the Bank Million Baht Item September 2018 June 2018 December 2017 Change

(THB) 0.43 0.25 0.85 +0.19 (0.42) Core EBITDA/T ($) 94 92 115 2% (18)% Operating Cash Flow5 300 340 385 (12)% (22)% Net Operating Debt to Equity (times) 1.32 1.35 0.65 (2)bps +67bps * Integrated Oxides

% 0.02% Return on average equity * 8.78% 8.84% 8.91% (0.06)% (0.13)% 8.79% 9.04% (0.25)% * Attributable to owners of the Bank V2 12/11/62 3 Million Baht Item September 2019 June 2019 December 2018 Change

Change in fair value of available-for- sale investmetns ▪ Recognised in OCI (Other Comprehensive Income) THB 1.8 million ▪ Recognised in P/L THB 1.8 million Change in fair value of interest rate swaps

as “Gain from business acquisition” in Statement of Comprehensive Income. Sales and service income for the period ended 30 September 2020 and 2019 are presented below: Q3-2019 Q2-2020 Q3-2020 9M-2019

30 September, 2016 2017 2018 2019 Total Asset Million Baht 93,636.7 99,933.4 107,653.0 121,701.3 Total Liabilities Million Baht 53,114.0 58,874.0 65,804.0 78,126.2 Total Shareholder Equity Million Baht

EBITDA (including lease liabilities and license payable) was at 2.5x. Total equity was at Bt94,003mn, increasing 3.7% from increased retained earnings. Cash flow In 1H24, cash flow from operation (after

%. Net debt to EBITDA (including lease liabilities and license payable) was at 2.5x. Total equity was at Bt94,003mn, increasing 3.7% from increased retained earnings. Cash flow In 1H24, cash flow from