forecast. Although short-term economic stimulation measures from the government benefited private expenditure, but could not make a positive change to the overall GDP. (Source: Bank of Thailand). Thailand’s

Perspective) 2. ประกอบธุรกิจอยา่งมีจริยธรรม และรับผิดชอบต่อผู้มีส่วนไดเ้สีย (Ethical and Responsible Business) 3. เป็นไปตามกฎหมาย เป็นประโยชน์หรือลดการสร้างผลกระทบดา้นลบต่อสังคม และส่ิงแวดล้อม (Good Corporate

costs such as SG&A, financing costs, and other costs. Thailand economic situation in 2020: the Bank of Thailand revised up its growth forecast for this year to 7.8% contraction, from its previous forecast

% in 2017 which exceeds the previous forecast at 3.5%, after seeing a continuous growth from export and tourism sectors supporting with the injection from government spending in which collectively lead

the Gross Domestic Product (GDP) would be 4.3% for 2018 which is higher than the previous forecast of 4.1%. The increase is reflecting the widespread improvement of economy in the first half of 2018

. (i) For NPLs, our clients have less ability to repay. In order to limit and forecast the impact, the Company has launched relief measures to support the COVID- hit debtors. ( ii) As for NPAs, the