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AIM 1 Ref.: EFORL IR 043/2018 November 14, 2018 Subject: Management Discussion and Analysis for the third quarter of 2018 (Q3/2018) and for nine month periods ended September 30, 2018 To President

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, Phatra Securities Public Company Limited and Phatra Asset Management Company Limited. Top 10 Major Shareholders(@10 Mar 2022) Share % 1. บริษัท Thai NVDR Company Limited 94,254,197 11.13 2. น.ส. ฐิตินันท์

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million Baht a decrease by 2.8% from the same period last year. JAS Asset Management Discussion and Analysis, Q2/2018 Page2/3 Cost of Rental and Service Income The Company incurred rental and service costs

increase of Baht 367 million, or 1.57 percent in net interest income derived from rising interest income and effective funding cost management. Meanwhile, operating expenses rose Baht 487 million, or 3.07

Discussion and Analysis of Financial Condition and Results of Operations for the year 2556 Translation UWC 028/2018 August 10, 2018 Subject : Management Discussion and Analysis for quarter 2-2018 To

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