-term loans and the increase in shareholders' equity from net profit. Return on assets was 14.3%, increased from the previous year from asset management to earning more efficiency. Return on equity was

% Efficiency Ratios Return on Equity (%) 15.44% 15.32% 17.67% Return on Assets (%) 10.87% 10.68% 12.25% Return on fixed assets (%) 82.27% 89.99% 116.94% Asset turnover times 1.14 1.09 1.06 Financial Policy

procurement thanks to a decrease in the cost of copper, implementing artificial intelligence technology (AI) in the workplace to improve the production process and efficiency, and reducing the Company’s

(%) 5.69% 9.51% 9.80% Return on Equity (%) 8.82% 15.44% 15.32% Efficiency Ratios Return on Assets (%) 6.27% 10.87% 10.68% Return on fixed assets (%) 46.78% 82.27% 89.99% Asset turnover times 1.10 1.14 1.09

enhance the quality of life of retail customers and the efficiency of businesses. Meanwhile, retail customers need services that are fast and seamless through non-branch channels on a 24/7 basis, while

increasing production efficiency. Costs and Expenses of Sale and Administration Transaction For the Year ended 31st December (Unit: Million Baht) Year Increase (Decrease) 2017 2016 Amount % Costs from Sale

the same period last year. Due to the adjustment the business strategy to focused on the large project. And the quality of service and products which support the needs of the customers as efficiency. As

".)%)K$.' ) $"!K`OO* KL • &P*'# \% hedge fund bK$'?CbML". active trading * ##R('#,' bK$&P*'#'%L *#[/+ (efficiency)( #" ,"+!C (* K'O*#$ ,'. !( ' Q .'* "*##$$ !L &P*'# " ' front running ?#)'#+" O%*j&"\M

result of the decrease in equity. Return on assets was 16.8%, increasing from previous, as a result of the increase in asset utilization efficiency. Return on equity was 48.0% increasing from previous, as

of 31% YoY. Selling expenses to sales reduced to 9% from 12% in Q1/2019 due to efficiency selling expense cut and control. 47% 46% 44% 37% 43% 53% 54% 56% 63% 57% 25% 30% 35% 40% 45% 50% 55% 60% Q1/19