with civil penalties determined by the Civil Penalty Committee as follows :     - a compensation of the benefit received from committing the offense in an amount of

penalties determined by the Civil Penalty Committee as follows :     - a compensation of the benefit received from committing the offense in an amount of 122,799.00 Baht 

any facts that are material. 3. Opinions of the independent expert on the entering into the transaction The Company has appointed Capital Advantage Company Limited as the independent financial advisor

1,101.98 9% Adj. staff benefit - - 8.15 - Gross margin 130.94 117.88 11% 557.38 485.45 15% % Gross margin 30% 30% 0% 31% 31% 1% % Gross margin (exclude non-recurring cost) 30% 30% 0% 32% 31% 1

benefit because FKRMM has become NDR’s customer for more than 10 years. About 40% of NDR’s revenue came from FKRMM which is considered as the biggest customer of NDR. Therefore, after NDR has consolidated

shareholders fairly by giving benefits to any group of shareholders, which will create an advantage over other shareholders or give inappropriately more benefits than other shareholders; 2. being unlikely to be

mechanism in any of the following manners: 1. having a possibility to be unable to treat shareholders fairly by giving benefits to any group of shareholders, which will create an advantage over other

their highest benefit, support of financial service competition, transparent data disclosure and maintenance of financial stability, among others. Meanwhile, commercial banks’ customers, especially small

possibility to be unable to treat shareholders fairly by giving benefits to any group of shareholders, which will create an advantage over other shareholders or give inappropriately more benefits than other

of various customer groups by offered return of an investment incentives and various benefits for customers which is boost competitive advantage of the bank. In addition, the bank holds various