margin in 2Q2023 was 6.10%, decreased from the gross profit margin of 37.11% in 2Q2022 due to the increase in employee-related costs to support the expansion of the team according to the number and scope

, selling expense increased in relation to client entertainment expenses to support the sale of projects under development overseas. - Administrative expenses For the year 2018, administrative expenses are

from new stores; (2) television commercial and online advertisement expenses; and (3) employee expenses of Index Living Mall Bangkruai- Sainoi and Index Living Mall Chaiyapruek. However, such increase

Performances of K Companies and Muang Thai Life Assurance PCL 28 4.6 Capital Requirements 29 4.7 Credit Ratings 30 5. Operations of Support Groups 32 5.1 Human Resource Management 32 5.2 IT Management 34 1 1

and derivatives business operators to support the government’s policy above and align with the holiday schedule established for financial institutions and specialized financial institutions.   

emissions through the Low Emission Support Scheme (LESS) and the Thailand Voluntary Emission Reduction Program (T-VER), which are part of Thailand’s initiative to support voluntary emission reduction. The

, which helped support investors’ confidence. This is despite the fact that this factor, coupled with the stable policy rate, resulted in increased volatility in money and capital markets as well as foreign

in support of the national policy of making Thailand a cashless society. We always strive to bolster our capabilities in providing services via digital channels to promote increased digital

support the investment of new machines, and provisions for employee benefits increased in accordance with an amendment of the Labor Protection Act since 2Q19. As of December 31, 2019, Net Interest-bearing

-term employees benefit which is increased for 1.61 million baht caused by the change of severance pay rate for the termination of employment by the employer, the employee who has worked for an