mandatory reserve 169.8 169.8 187.8 188.1 185.1 185.1 3 Operating Performance for the second quarter of 2017 Profit and Loss Transaction For the three month period ended June 30, CONSOLIDATED Change (BAHT'000

/ Total mandatory reserve 183.0 183.0 186.3 184.4 182.4 182.4 4 Profit and Loss Transaction For the three-month period ended June 30, CONSOLIDATED Change (BAHT'000) 2019 2018 Amount % Interest income

114.8 114.1 113.2 113.2 Total loan loss reserve/ Total mandatory reserve 183.0 183.0 186.3 184.4 182.4 182.4 4 Profit and Loss Transaction For the three-month period ended June 30, CONSOLIDATED Change

185.1 185.1 188.6 186.1 183.0 183.0 4 Profit and Loss Transaction For the three month period ended June 30, CONSOLIDATED Change (BAHT'000) 2018 2017 Amount % Interest income 3,974,188 3,677,566 296,622

Transaction For the three month period ended June 30, CONSOLIDATED Change (BAHT'000) 2018 2017 Amount % Interest income 3,974,188 3,677,566 296,622 8.1 Interest expenses 1,223,771 1,029,550 194,221 18.9

31, CONSOLIDATED Change (BAHT'000) 2018 2017 Amount % Interest income 16,294,353 14,844,465 1,449,888 9.8 Interest expenses 5,032,721 4,216,027 816,694 19.4 Interest income, net 11,261,632 10,628,438

+166% Share of profit (loss) from investments in JV (3) (4) +21% (14) (11) -26% Tax expenses (income) (34) 20 -277% (57) 61 -194% Profit (loss) attributable to equity holders of the parent (124) 78 -260

Analysis Yearly ending 31 December 2019 1. Highlights The Consolidated sale revenue posted stood at Baht 17,416 million decreased by Baht 12,549 million compared to last year since both sale volume and

Listed Companies Information Disclosure (ELCID) regarding the change in the use of proceeds from its capital fundraising by allocating 5.58 billion baht to a private placement and initiating a share

information through the SET Electronic Listed Companies Information Disclosure (ELCID) regarding the change in the use of proceeds from its capital fundraising by allocating 5.58 billion baht to a private