瀀 猀琀礀氀攀㴀∀琀攀砀琀ⴀ愀氀椀最渀㨀氀攀昀琀㬀∀㸀⠀㈀⤀ 숀 การคัดเลือกผลิตภัณฑ์และการจัดกลุ่มลูกค้า (Product Selection and Client Segmentation) (3) ꃂĀ㈎⌎⨎㜎䠎ⴎ⨎㈎⌎䄎┎『Ď㈎⌎䌎⬎䤎Ў✎㈎ℎ⌎㤎䤎䄎Ď䠎ЎᤎȎ㈎∎⠀䌀漀
against, cope with and minimize cyber threats in a timely manner to avoid their potential impact on the nation’s security. 9. Personal Data Protection Act B.E. 2562 (2019), published in the Government
selection of accounting policy, observations or qualified opinion of the auditor on significant accounting items (if any), and the results of the implementation of the business plan and objectives in relation
significant assets, operating results and profits, liquidity and capital sources, asset quality, management of off-balance sheet transactions, significant changes or selection of accounting policy, observations
important business line and its trend were summarized as follows: 1. Personal Loans Business J Fintech Company Limited, operating a personal loan business, which its performance has been improved. Whereby in
e-KYC service and by the end of 2019, it is expected to have the SIM Card selling with e-KYC service kiosk for all mobile operators. For Loan business (Personal Loan / Nano Finance/ Car for cash) will
majority of selling expense was sale personal expenses and logistic expenses. This year, the Company and its subsidiaries have no obligation to reserve doubtful debt as in the first quarter of the previous
revenues were 5,093 million baht, an increase of 553 million baht or 12% y-y. This is the result of an increase in credit card and personal loan incomes as well as bad debt recovery continue to improve. As
the nine-month period of 2018, loans shared 30% of total turnovers (shared 21% from personal loan and 9% from purposed loan for mobile phones, IT products, electrical appliances and etc. at department