, and 5.4 percent growth in Europe. The improvement of the world economy, lower ticket fare, and the increasing of the number of passenger demand are main factors, helping to stimulate the air traffic

3Q2018, decreased by THB 89.36 million or 11.24% down from 3Q2017 affected by increasing in cost of sales. The consolidated gross profit margin contributed of 15.63% in 3Q2018, decreased from 18.08% in

manufacturers. Based on the Bank in-house research, new car sales for the year 2018 is projected to grow at 6.0%. In the equity market, the average daily turnover (SET and mai) for the year 2017 decreased 4.6

of car manufacturers. Based on the Bank in-house research, new car sales for the year 2018 is projected to grow at 6.0%. In the equity market, the average daily turnover (SET and mai) for the year 2017

Baht 30-Sep-19 31-Dec-18 Total Assets 28,635 30,632 Total Liabilities 19,001 20,532 Total Equity (911) 172 Minority 10,545 9,928 Gr ou p HR C Gr ou p Management Discussion and Analysis Quarter 3 Ending

can collect 97.2 baht, which another 2.8 baht shall be one overdue payment. 3. Revenue from write-off of NPLs (Write-back), is steadily increasing which JFintech developed a debt collection team and

quality acquisition with cross-sell & upsell Mobile revenue recorded Bt29,495mn, with a 1.0% YoY and 0.8% QoQ from increasing tourist-related usages and results from a focus on acquiring quality customers

and non-current liabilities increased amount of 165 million increase long-term borrowings from a financial institution. The shareholders’ equity of the company has increased in the amount of THB 74

Equity As for the period ending 31 March 2019, the Company had total liabilities equal to 1,514.3 million Baht increasing from the ending 2018 equal to 49.7 million Baht to the Company incurred more short

of sales and administrative expenses were approximately proportion when comparing to the same period last year. However, the company had significantly increasing financial costs from the issuance of