of the listed company or of the listed company and its subsidiaries collectively, as the case may be. The size of the transaction is equal to 17.93 percent when including the value of transactions of

any other performance measure or as an alternative to cash flow from operating activities. Since there are various calculation methods, its presentation may not be comparable to similarly titled

) Basis. In addition, after accumulating the value of the asset disposal transactions under 1.1 with the other asset disposal transactions occurring during the past six months prior to the date of the

3 VIII. OPERATING AND FINANCIAL REVIEW AND PROSPECTS 5 IX. DIRECTORS, SENIOR MANAGEMENT AND EMPLOYEES 6 X. MAJOR SHAREHOLDERS AND RELATED PARTY TRANSACTIONS 7 XI. INTERESTS OF EXPERTS AND COUNSEL 8

business segment) transactions (2) Core EBITDA is Consolidated EBITDA less In- ventory gain/(loss) whereas Core EPS is Reported EPS less Inventory gain/(loss) and onetime extraordinary items. Segments total

via digital channels in sync with customers’ changing needs. Major initiatives included upgrade of K-Cash Connect Plus features to facilitate customers in their transactions with greater efficiency

online transactions and the rollout of university infrastructure management solutions. Meanwhile, KBank conducted data analytics to screen potential customers of K-Personal Loan and K-Express Cash while

performance or liquidity, under TFRS, and should not be considered alternatives to net profit (loss) or any other performance measure or as an alternative to cash flow from operating activities. Since there are

measurements of financial performance or liquidity, under TFRS, and should not be considered alternatives to net profit (loss) or any other performance measure or as an alternative to cash flow from operating

performance measure or as an alternative to cash flow from operating activities. Since there are various calculation methods, its presentation may not be comparable to similarly titled measures used by other