hired on 2017 until 30 September 2019. As at 30 September 2019, the Group has backlog for construction service total of Baht 1,868.31 Million. Since 2018, the Group has been hired construction projects by
cost of sales and services in the amount of Baht 400.04 million or 82.55 percent of its revenue from sales and services. The percentage of cost of sales and service income increased compared to the same
expanding more service channels providing more convenience to customers and this also saved the Company’s operation cost. For the Cardless transactions currently accounted for 31% of total personal loan sales
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summarized as follows: 1) Profit & Loss Analysis: Q4 2021 (3 Months) (Unit: Million Baht unless otherwise stated) Q4 2021 Q4 2020 Change Amount % Change Total Revenues 5,849 5,834 15 0.25% Sales and service